Home Insurance

The best way to obtain financial protection for your home is by purchasing home insurance. Home insurance protects you against theft, disasters, and accidents. We offer home insurance here at JPL Insurance Agency Inc in Ohio. We offer coverage that will protect your personal belongings and even additional living expenses.

Home Insurance Requirements

Home insurance is not required in Ohio. Your mortgage lender will require you to purchase a policy to protect their interests only.

Home Insurance Coverage

Here is what home insurance covers:

• Structure coverage - If your home is destroyed or damaged by a hurricane, lightning, fire, or another covered peril, this will cover the cost of repairing or rebuilding your home. Make sure that you purchase enough coverage to rebuild your home.
• Personal belongings coverage - All of your personal items, including sports equipment, clothes, and furniture, are included if they are damaged or stolen. This also includes some coverage for any of your personal items that are stored away from your home. Items such as Furs, collectibles, jewelry, and art may have some coverage, however items of value should be scheduled.
• Liability coverage - This protects you against lawsuits in the event you cause injury or damage to another person or property. It also covers you for damage caused by your pets. For example, you will be covered if your child damages your neighbor’s expensive carpet.
• Additional living expenses - If you cannot live in your home temporarily due to a covered loss, this will cover your extra expenses for living away from home, such as hotel and restaurant bills.

Homeowners insurance depending on the policy may not cover all losses. Loss from Flood is not a covered event on a Homeowners policy.

Quotes

To receive a home insurance quote, call JPL Insurance Agency Inc today. We serve all residents in the State of Ohio.